If you’re dealing with a cavity or just got recommended for a filling, you’re probably wondering how much it will cost. At Alki Dental on Harbor Ave, we believe in giving you clear, upfront information so you can make confident decisions about your oral health.
What Affects the Cost of a Tooth Filling?
Several factors can influence how much you’ll pay for a dental filling in Harbor Ave. The price isn’t just about fixing a tooth—it depends on the specific details of your treatment. Here’s what impacts the final cost:
- Filling material used: Composite (tooth-colored) fillings usually cost more than silver (amalgam) ones.
- Size and depth of the cavity: Larger or deeper cavities may require more work and material.
- Tooth location: Molars can be harder to reach, which may slightly increase the cost.
- New vs. replacement filling: Replacing an old filling can sometimes be more complex.
- Insurance coverage: Your plan may cover part or all of the cost, depending on your provider.
Does Insurance Cover Dental Fillings Cost?
In most cases, yes—dental insurance does help cover the cost of fillings. If your plan includes basic restorative care, a portion of the cost will likely be covered, especially for standard materials like amalgam or composite resin. Here’s what you should know:
- Coverage usually ranges from 50% to 80% for basic fillings, depending on your plan.
- Amalgam (silver) fillings are often fully covered, while composite (tooth-colored) fillings may be partially covered or require an additional out-of-pocket fee.
- Your deductible matters. If you haven’t met it yet, you may need to pay more upfront.
Private Dental Insurance
If you have a private plan through your employer or a provider like Delta Dental, Cigna, or MetLife:
- Fillings are typically covered at 50% to 80% after you meet your deductible.
- Amalgam (silver) fillings are often fully covered.
- Composite (tooth-colored) fillings may be partially covered or have an added out-of-pocket cost.
- You may have an annual maximum, which limits how much your plan pays each year.
State-Funded Medical Insurance (Apple Health, Medicaid, etc.)
If you’re covered under a state medical plan like Apple Health:
- Basic fillings are usually covered at no cost to you.
- Coverage may be limited to specific materials or tooth surfaces.
- Cosmetic upgrades (like tooth-colored fillings on back molars) may not be included.
- Prior authorization might be required in some cases.
Annual maximums can apply, so if you’ve already used benefits earlier in the year, coverage may be limited. If you’re not sure what your insurance includes, our team at Alki Dental can help verify your benefits and walk you through the cost breakdown before any treatment begins.
Average Tooth Filling Cost in Harbor Ave (With and Without Insurance)
Here’s a quick look at the typical costs based on the type of filling and whether you have insurance:
| Type of Filling | With Insurance | Without Insurance |
| Composite (Tooth-Colored) | $90 – $150 | $200 – $400 |
| Amalgam (Silver) | $50 – $100 | $150 – $250 |
| Glass Ionomer | $60 – $120 | $150 – $300 |
Actual pricing may vary based on cavity size and tooth location. We’ll always confirm your cost before starting treatment. If you’re not sure what type of filling is right for you, we’ll help you decide based on your needs, budget, and cosmetic preferences.
What’s Typically Included in the Cost of a Tooth Filling
The cost of a dental filling usually covers more than just the filling material. Most dental offices include several steps in the overall price, so you’re not paying for each one individually. Here’s what’s commonly included:
- Exam and diagnosis: Your dentist will examine the affected tooth and confirm that a filling is needed.
- X-rays (if necessary): These help identify the depth and spread of the cavity.
- Cavity removal and cleaning: The decayed part of the tooth is removed and the area is cleaned.
- Filling placement: The chosen material is carefully placed, shaped, and bonded.
- Polishing and bite adjustment: Your dentist makes sure the filling feels smooth and fits your bite.
- Basic aftercare instructions: You’ll get simple tips on how to care for the filled tooth over the next few days.
These steps are usually part of one bundled fee, making the process straightforward for patients with or without insurance.
Why Getting a Filling Now Can Help You Avoid Bigger Expenses
Acting early on a cavity is one of the smartest ways to protect both your smile and your budget. When you catch tooth decay in its early stages, treatment stays simple and affordable. A small filling today can prevent the need for more involved and expensive procedures later.
Here’s why timing matters:
- Larger cavities mean more complex fillings and higher costs.
- Advanced decay may require a root canal or crown, which can cost hundreds or even thousands more.
- Tooth loss becomes a risk, and replacing a tooth with a bridge or implant is significantly more expensive.
Getting a filling early is one of the most affordable ways to stop decay and protect your smile. It’s a quick fix that helps you avoid bigger problems later.
Ready to Schedule? Here’s Your Next Step
If you think you might need a filling—or just want a second opinion—we’re here to help. Our Harbor Ave team makes it easy to get the care you need without any guesswork about cost or coverage. Book your visit today and let’s keep your smile healthy, strong, and cavity-free.
